Buying guide
First-time home buyer guide (St. George)
First-time buyers win by being systematic: define payment comfort, pick pockets that fit your routine, then negotiate based on risk.
The 4-step framework
- 💸Monthly payment firstPick a payment range you can sustain without stress.
- 🗺️Neighborhood fitChoose a pocket that matches your day-to-day routine.
- 🔎Inspect for downsideAsk what would create a big unexpected cost after closing.
- 🤝Offer strategyMatch terms to your timeline and risk tolerance.
Common first-time mistakes
Avoid these and you’ll be ahead of most buyers.
Buying the wrong pocket
Most regret is about routine friction, not countertops.
Skipping full-cost math
Taxes, HOA, and insurance change the real payment.
Over-indexing on aesthetics
Layout, street, and condition matter more long-term.
Want a beginner-friendly walkthrough?
Tell us your budget and “must-haves” and we’ll connect you with an active partner agent for a guided shortlist.