Calculator

Mortgage calculator

Use this to pick a monthly payment comfort zone. The “real payment” is principal + interest + taxes + insurance + HOA (and sometimes PMI).

Home price

Down payment (%)

Interest rate (%)

Loan term

Property tax (%/year)

Home insurance ($/month)

HOA ($/month)

PMI (%/year, if <20% down)

Results

These are estimates. Use them to pick a comfort zone, then verify with a licensed professional.

$—

Principal + interest + taxes + insurance + HOA (+ optional PMI).

$—

After down payment.

$—

Based on percent.

$—

$—

$—

$—

$—

This tool is intentionally conservative and simple.

Once you have a payment comfort zone, the next biggest win is choosing the right pocket. Use the match quiz and request a shortlist.